by Michael Harvey | Apr 14, 2026
There is a strange reality in investing and trading that few people want to admit. Most investors, money managers, and traders underperform. Many actually lose money during great times and lose even more during market downturns. More and more individual traders have...
by Michael Harvey | Mar 12, 2026
Picture the old Pac-Man screen for a moment: a yellow circle moving through a maze, consuming dots one by one. Now imagine that circle is artificial intelligence. The dots? Business sectors. Public companies. Entire professions. Possibly even your own job. The...
by Michael Harvey | Mar 10, 2026
The Fog of Fog Will the Iran war damage the stock market? And will your portfolio be a casualty? Regardless of whether this campaign lasts weeks or years, the answer is probably no. Market declines triggered by geopolitical shocks usually don’t last very long. They...
by Michael Harvey | Feb 21, 2026
The first year of investing matters far more than most people realize. Not because of returns. Returns in year one are largely noise. What matters is whether you establish a framework that you can sustain for decades. Investing success is not built on early...
by Michael Harvey | Feb 21, 2026
Most investors assume results come from information. They believe the person who reads more research, finds better companies, or identifies trends earlier will win. That assumption sounds reasonable. It is also mostly wrong. In practice, the difference between...
by Michael Harvey | Feb 21, 2026
New investors often treat this as a philosophical debate. Either you buy index funds and accept the market’s return, or you pick individual stocks and attempt to outperform it. That framing misses the point. This is not an ideological decision. It is a practical one....
